Hindsight is 2020…

Many of you remember that I moved from New York City to Charleston in 2008. The primary reason behind this decision was the high cost of living in NYC, which affected my physical and mental well-being. The city overloads your senses with constant. stimuli, noise, smell, or trash. Even when you retreat to your home, it's often small and expensive, requiring you to work harder for less.

I'm grateful for the different life I've chosen. I have a wonderful wife who ensures I don't survive on popcorn alone, a beautiful home, and a short commute to work. 

2020 has been a year of introspection and change for many of us. 

From an investment perspective, it has set a new benchmark for risk, especially in the first quarter when bonds sold more than at any other time in American history. 

While the year has been challenging, it has also brought some relief with the vaccine rollout and the promise of a stable future.

Looking ahead, value-based investments are becoming more attractive than growth-oriented ones, mainly due to the vaccine's progress and the current political climate. Over the next few months, I will adjust my investment strategy to maximize returns. You might find my suggestions

 boring, but trust me, they will likely outperform the more popular ones.

Wishing you all a happy Merry Christmas

If you have any concerns or questions, please don't hesitate to contact me.

Christopher Lakian